Repealing Obamacare

Repealing Obamacare is a false crusade and fixating on it is misleading.

Which is not to say that the health reform bill is the answer, but the astronomical rise in the costs of health insurance will not be solved without facing reality.

For instance, in 1985 a solo physician could have a practice and hire one employee to do all the office work. Today, that same practioner has to hire four to five people to do all the clerical work the insurance companies insist upon to see a patient. On the one hand, this creates jobs you might say. But on the other hand, the insurance companies are in control of the physician’s income, so based on this control how well can the physician pay their employees and what type of benefits could they provide? Only as much as the insurance companies allow.

The insurance companies are very inefficient. It is well known that insurance companies do not receive mail or faxes. Submitting “appeals” on denied claims is one area which demonstrates this truth. One can send in an appeal to an insurance company and then call them to ensure that they did receive it. Two weeks later, the insurance company sends a letter stating that the claim is denied because no appeal was received. Call the insurance company back, and yes, they do see where the appeal was received and they’ll have it reviewed again. All medical practioners have to hire people to deal with this nonsense. No wonder the insurance companies only spend eighty percent of premiums on medical care. The rest goes to denying claims, through made up rules enforced by them.

Another truth is monopolization. UnitedHealth Care boasts seventy million members. The population of the United States is roughly three hundred million. This means that one insurance company has almost one third of the population as customers. It’s too much control and is of great concern, because UnitedHealth Care does not tell the truth. Call them on a claim that’s not paid and they say they’ll pay it, they were wrong to deny it. A month later when the claim is still not paid, call them and they’ll say they’re not going to pay it and they never said they would pay the claim. Which means that UnitedHealth Care collected a premium but refused to pay for the medical care.

These are unethical business practices; doctors and subscribers are powerless against the immoral and monopolistic health insurance corporations and their lobbyists, who insure that laws are passed which benefit them only. This is the reality of the situation, which neither “Obamacare” nor it’s repeal addresses.